It’s very important to take immediate action when you experience house flood damage of any type! As a locally owned and operated water restoration company in Camp Swift, we are strategically located to respond quickly to your water or flood damage event.
We offer full Water Damage Restoration to make your house look as it did or better before it even happened. We are locally owned and operate, so we’re already nearby and ready to help residents and business owners with any size cleaning or restoration emergencies.
Before Choosing The Best Water Damage Company In Camp Swift Here Some Helpful Tips
Filing property damage claims is a complex process that often results in the property owner being shortchanged. First and foremost, insurance companies are for-profit businesses. They aren't in the business for fun; they're in the business to make money. Insurance companies have two ways to make money: collecting premiums and minimizing payouts.
It doesn't matter if you have a homeowners insurance claim or a commercial property insurance claim, the process is the same. You pay premiums to the insurance company for coverage. If you suffer a covered loss, you file a claim and the insurance company pays you a settlement, less any applicable deductible. However, this settlement may not be enough to fully reimburse you for your losses.
In order to boost your insurance payout, you must not sit back and let the insurance adjuster tell you what they will pay. Instead, you need to take an active role or hire someone to act on your behalf. Remember that the insurance adjuster, no matter how nice he is, serves the insurance company whose goal is to make a profit by minimizing losses - including YOUR losses.
Don't forget to keep receipts for any emergency repairs, temporary lodging, and other related expenses and include them on your claim. When filing the claim, be as thorough as possible and make sure that the claim form is complete and legible. Insurance companies love to delay payouts due to "missing or incomplete" information.
By taking a proactive approach to filing a property damage claim, you will definitely boost your payout.
How to Boost Your Insurance Payout on Property Damage Claims
Water damage mitigation means to control or contain / make smaller. It's to control the cost of the loss and prevent further damage from occurring by taking reasonable and prudent steps to secure and protect the property from on-going damage.
Water damage is generally arranged in 3 different categories. Scope of work and remediation process depends on category of loss. There are 3 categories of water damage restoration.
Category 1: "Clean Water" water source that does not pose substantial harm to humans. Example of category 1 includes water damage caused by a pipe, washer machine, etc.
Category 2: "Gray Water" water containing some degree of contamination. Has the potential to cause substantial discomfort or sickness.
Category 3: "Black Water" grossly unsanitary. Contains pathogenic (disease causing) agents.
Example of category 3 include water from the outside (flood damage), sewage, etc.
In addition to the water damage category, there are also different classes of water damage.
Class 1 is considered as "Slow rate of evaporation" which affects only a portion of a room. Materials have a low permeance/porosity. Minimum moisture is absorbed by the materials.
Class 2 is considered as "fast rate of evaporation" which means that water affects the entire room of carpet and cushion. May have wicked up the walls, but not more than 24 inches.
Class 3 generally is the "fastest rate of evaporation" water generally comes from overhead, affecting the entire area; walls, ceilings, insulation, carpet, cushion, etc.
Calls 4 is "specialty drying situations". This involves materials with a very low permeance/porosity, such as hardwood floors, concrete, crawlspaces, plaster, etc. Drying generally requires very low specific humidity to accomplish drying.
What to do when you do have water damage? Thorough extraction along with contents protection is necessary in order to decrease overall drying time and reduce the possibility of rust and furniture stains. Do make sure that the water damage source have been stopped and repairs have been made. Turn off electrical power to affected areas - Only if safe to do so. Wash hands after handling any wet items. Remove all small furnishings out of the affected area, making ready for the restoration technicians. Remove any paper products off the floor; books, wrapping paper, etc. to prevent damage both to the flooring materials and to the paper products. Check everywhere a remote chance of water may exist somewhere. Check all adjoining areas to the obvious affected areas, behind baseboards, under and behind cabinets, vanities and built-ins, crawl spaces - most often missed. Remove a portion of the floor insulation under the affected area and check for moisture. You will probably be surprised what you find.
Tips On Hiring A Water Damage Restoration Specialist
Flood Damage Restoration Camp Swift